Business Checking

First Classic Checking
Classic Checking is an interest bearing Now account, designed especially for customers 50 years of age and up. Features:

• FREE 3 x 5 Safe Deposit Box for one year
• FREE easy to manage and store Image Bank Statement
• FREE Wallet-size classic checks (200 checks per year) or a 40% discount on any check order
• FREE personal banking service which includes assistance with electronic debits and credits
• FREE 24 hour account information via Internet or Direct Access Automated telephone system.
• FREE Courtesy Overdraft Notification
• FREE VisaCheck or ATM Cards
• Minimum daily balance of $1000, to avoid service charge, otherwise $5
• Nominal Opening Balance requirement of $100
• Statement Binders Available

First Now Checking
This account is for customers who want to earn interest on their deposits. The interest rate and annual percentage yield may change at our discretion without notice. This account is available to individuals, sole proprietorships, non-profits organizations and governmental customers. Features:

• FREE easy to manage and store Image Bank Statement
• FREE 24 hour account information via Internet or Direct Access automated telephone system.
• FREE VisaCheck or ATM Cards
• Opening Balance requirement of $1000
• Minimum $1,000 balance to avoid service charge; otherwise $8 monthly
• Statement Binders Available

First Money Market
A restricted checking account for customers who want an account paying higher rates and the ability to withdraw funds. Limited to six withdrawals per month; additional withdrawal fee of $5 each is strictly enforced. Repeated violations could result in the account being closed. The interest rate and annual percentage yield may change at our discretion without notice. Features:

• Interest paid on tiered balances, balances over $25,000 earning a higher rate
• FREE easy to manage and store Image Bank Statement
• FREE 24 hour account information via Internet or Direct Access Automated telephone system.
• FREE VisaCheck or ATM Cards
• Opening Balance requirement of $2,500
• Minimum $2,500 balance to avoid service charge; otherwise $9 monthly
• Statement Binders Available

First Bonus Checking Accounts
When it comes to checking accounts, there's none better than our Bonus. One low fee and interest on your deposits too. Features:

• FREE $10,000 Accidental Death & Dismemberment Insurance
• FREE All the features of a regular personal account
• FREE Sojourns Travel Magazine and travel discounts on Air, Hotels, Car and Attractions
• FREE Registration for Credit Cards, Medical Emergency Data and Key Ring
• No FEE Travelers Checks, Cashier Checks and Money Orders
• FREE standard wallet-style checks or 40% discount on check orders
• Nominal opening Balance requirement of $100
• Minimum average daily balance of $1,000 required to earn interest
• Monthly membership fee $7 for individual and $9 for family

First Regular Checking
If you write more than 20 checks per month . . . this is the account for you. Features:

• FREE easy to manage and store Image Bank Statement
• FREE 24 hour account information via Internet or Direct Access Automated telephone system.
• FREE VisaCheck or ATM Cards
• Nominal Opening Balance requirement of $100
• FREE account if you maintain a monthly minimum balance of $500; otherwise $6 .
• Statement Binders available
• Free 200 checks when opening new account

First Basic Checking
For the frugal customer, who writes very few checks. Features:

• FREE easy to manage and store Image Bank Statement
• FREE 24 hour account information via Internet or Direct Access Automated telephone system.
• VisaCheck or ATM Cards
• Nominal Opening Balance requirement of $100
• Low service charge of $2 monthly plus $.20 for each debit transaction
• Statement Binders available

First Free Checking
It's just that . . . it's FREE! Free today . . . free tomorrow . . . free forever! Features:

• FREE Monthly Service or per Check Charge
• FREE 24 hour account information via Internet or Direct Access Automated telephone system.
• VisaCheck or ATM Cards
• Nominal Opening Balance requirement of $100
• Free 50 checks when opening new account
• Statement listing all debits & credits
• Statement Binders available