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Effective 07/07/2006
Certificates of Deposit
APR
APY
7 to 14 Days
2.50
2.53
15 to 29 Days
2.50
2.53
30 to 59 Days
2.75
2.78
60 to 89 Days
3.00
3.04
90 to 179 Days
3.25
3.29
180 to 364 Days
3.75
3.78
Special 9 Month
12 to 23 Months
4.25
4.32
24 to 35 Months
4.50
4.58
36 to 47 Months
4.75
4.83
48 to 59 Months
5.00
5.09
60 Month
5.20
5.30
 
IRA
APR
APY
90 to 179 Days
3.25
3.29
180 to 364 Days
3.75
3.78
12 to 23 Months
4.25
4.32
24 to 35 Months
4.50
4.58
36 to 47 Months
4.75
4.83
48 to 59 Months
5.00
5.09
60 Month
5.20
5.30
 
 
 
Checking
Now
.50%
.50%
Money Market < 25,000
1.00%
1.00%
Money Market > 25,000
1.50%
1.51%
 
 
 
Savings
Regular
1.25%
1.26%
Young Savers
1.25%
1.26%
Christmas Club
1.75%
1.76%



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